Are you buying, selling, or refinancing your home? If yes, you may be required to get a Real Estate Termite Inspection from a pest control company? Here is some information about real estate termite inspections, so you understand
What is a Real Estate Termite Inspection?
A termite inspection is a comprehensive home inspection that is performed by an unbiased third-party termite inspection company. They often use sensors, cameras on extendable arms, and the experienced eye of a termite inspector. This way, they can detect any termites, powder post beetles, old house borers, extreme moisture conditions, wood-decaying fungi, or other issues that might affect the structural integrity of the home.
Termite inspectors work realtors and mortgage by providing real estate termite and pest inspections. They can also work with foreclosure and bank-owned properties.
While performing a termite inspection, a pest inspector looks at the exterior of a home, foundation, around the windows, and the roofline, including the rafters. They are looking for any termite infestation signs, nests, wood borers, wood rot, any prior or existing termite activity, and pest damage.
Buying a Home
If you are buying a home and taking out a mortgage, your lender might require that you have a termite inspection and possibly a general home inspection performed before the sale is finalized. A termite inspection is typically an expense paid for by the buyer.
Selling a Home
If you are selling your home, having a clean termite inspection available may be a great selling tool to tell the potential buyer that your home is termite-free.
Termite Inspections and the Law
Real estate transactions may require a termite inspection first before the process of buying a house can be possible. It can be crucial for a real estate property to pass pest inspection because this may determine if the loan company will lend the buyer some money for the house. They may not be mandatory in all cases. It depends on the state’s laws and the mortgage company’s lending requirements. Homeowners can be required to have termite inspections at the discretion of their insurance providers or lenders.
Why Do I Need a Termite Inspection?
Termites will eat seven days a week 24 hours a day and can cause significant damage to your home and surrounding structures. It can be challenging to detect a termite infestation, which can cause problems in homes. Getting a regular termite inspection from a professional exterminator will help keep your home to stay termite-free.
Is Termite Damage Covered Under Homeowners Insurance?
Termites may be small, but they can cause significant damage to your house should you experience an infestation. A basic homeowners insurance policy typically doesn’t cover termite damage or removal. One reason they are not covered is that termite infestations can usually be prevented through routine home maintenance, which homeowners are responsible for.
If you need a termite inspection, contact Drive-Bye Exterminators by calling 727-787-2127 or booking an appointment.
Drive-Bye Exterminators offers home and commercial pest control services in Clearwater, Florida, and the surrounding areas. Family owned and operated for over 25 years, Drive-Bye Exterminators has state-certified inspectors, and exterminators provide roach, subterranean termite, dry wood termite, roaches, spider, ant, and flea services to both commercial and residential clients. Whether a business owner needs help getting rid of a termite infestation, or a homeowner wants to rid their kitchen of ants, Drive-Bye Exterminators offers each client the same level of professionalism and excellence.
Request a FREE Pest Control or Termite Inspection today with the Professionals of Drive-Bye Exterminators. Contact Us Today at 727-787-2127.